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Does USAA cover rental moving trucks?

The simple answer is yes, USAA does cover rental moving trucks. USAA offers coverage for rental moving trucks as part of their standard auto insurance policy.

Moving can be a stressful and expensive process, so it’s important to know that you are covered in case anything goes wrong. USAA understands the needs of their members and provides coverage for rental moving trucks to help make the moving process a little bit easier.

FAQs:

1. What type of coverage does USAA offer for rental moving trucks?

USAA’s coverage for rental moving trucks typically includes liability and physical damage coverage, similar to coverage for a personal vehicle.

2. Do I need to add anything extra to my USAA auto policy to be covered for a rental moving truck?

In most cases, you do not need to add anything extra to your USAA auto policy to be covered for a rental moving truck. However, it’s always a good idea to double-check your policy to make sure you have the coverage you need.

3. Are there any restrictions on the size of the rental moving truck USAA covers?

USAA’s coverage for rental moving trucks typically applies to trucks up to a certain size. You should check your policy or contact USAA directly to confirm the size limitations.

4. Does USAA cover rental moving trucks for both local and long-distance moves?

Yes, USAA’s coverage for rental moving trucks applies to both local and long-distance moves, as long as you are using the truck for personal use and not for commercial purposes.

5. Are there any additional fees for adding coverage for a rental moving truck to my USAA policy?

There may be an additional cost for adding coverage for a rental moving truck to your USAA policy. It’s best to contact USAA directly to get a quote and more information about any potential fees.

6. Are there any specific requirements I need to meet to be eligible for coverage for a rental moving truck through USAA?

To be eligible for coverage for a rental moving truck through USAA, you typically need to have an active auto insurance policy with USAA and meet any other requirements outlined in the policy.

7. Does USAA cover rental moving trucks if I am moving out of state?

Yes, USAA’s coverage for rental moving trucks applies no matter where you are moving within the United States. Just make sure to follow any guidelines outlined in your policy.

8. Can I rent a moving truck through any rental company and still be covered by USAA?

In most cases, USAA’s coverage for rental moving trucks applies no matter which rental company you choose to rent from. However, it’s always best to check with USAA to confirm.

9. What should I do if I need to file a claim for damage to a rental moving truck covered by USAA?

If you need to file a claim for damage to a rental moving truck covered by USAA, you should contact USAA as soon as possible to report the damage and begin the claims process.

10. Does USAA cover the cost of a rental moving truck if it breaks down during my move?

USAA’s coverage for rental moving trucks typically does not cover the cost of a breakdown. However, you may be able to purchase additional coverage through the rental company to protect against breakdowns.

11. Can I add coverage for a rental moving truck to my USAA policy temporarily for just one move?

Yes, in some cases, you may be able to add coverage for a rental moving truck to your USAA policy temporarily for just one move. Contact USAA for more information on temporary coverage options.

12. Does USAA cover rental moving trucks for military members who are on the move?

Yes, USAA’s coverage for rental moving trucks applies to military members who are on the move, whether it’s a PCS move or a personal move. USAA understands the unique needs of military members and provides coverage to help make their moves easier.

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